Karma Number: karmic debt calculator by name

The karmic numbers in numerology are 13, 14, 16 and 19: intermediate sums that appear before the sum of the letters of a name is reduced to one digit. The calculator works out three numbers from the full birth name (expression, heart’s desire and personality) and shows whether any of them passes through a karmic number.

Vrachka editorial team Updated on 30 September 2026 Editorial Policy

The table of letters · Latin
1	2	3	4	5	6	7	8	9
A	B	C	D	E	F	G	H	I
J	K	L	M	N	O	P	Q	R
S	T	U	V	W	X	Y	Z

The value of a letter is the number of its column. The vowels have a dot under them.

The method

How the numbers of the name are calculated

Every letter has a value from 1 to 9: the alphabet is laid out in nine columns in order, and the value is the number of the column. In Latin letters A is 1, B is 2 and so on up to I, which is 9; J starts again at 1.

The three numbers
The Expression number is the sum of all the letters, the Heart’s Desire number of the vowels (A, E, I, O, U and Y; in Cyrillic А, Е, И, О, У, Ъ, Ю и Я), the Personality number of the consonants.
Each part of the name separately
The sum of each part (first name, middle name, surname) is reduced to one digit; 11, 22 and 33 stay. Then the parts are added and the sum is reduced again.
The karmic number
If the sum of a part or the total sum is 13, 14, 16 or 19, it is a karmic number.

An example for a made-up name, Maria Ivanova: Maria 4 + 1 + 9 + 9 + 1 = 24 → 2 + 4 = 6; Ivanova 9 + 4 + 1 + 5 + 6 + 4 + 1 = 30 → 3 + 0 = 3; expression 6 + 3 = 9. The vowels of the parts together give 11 + 8 = 19: a karmic number.

The values of the letters in Latin.
Value	Letters
1	A, J, S
2	B, K, T
3	C, L, U
4	D, M, V
5	E, N, W
6	F, O, X
7	G, P, Y
8	H, Q, Z
9	I, R

The values of the letters in Cyrillic.
Value	Letters
1	А, Й, Т, Ь
2	Б, К, У, Ю
3	В, Л, Ф, Я
4	Г, М, Х
5	Д, Н, Ц
6	Е, О, Ч
7	Ж, П, Ш
8	З, Р, Щ
9	И, С, Ъ

Karmic debt

The karmic numbers 13, 14, 16 and 19

In the numerological tradition the karmic numbers are also called karmic debt. According to the belief, they are themes a person carries from past lives.

13: work and discipline: The tradition links 13 with work without shortcuts. The theme is persistence: small tasks, finished to the end.
14: moderation and limits: In the tradition 14 is the number of moderation. The theme is excess in habits and pleasures, and the limits a person sets by their own choice.
16: pride and change: 16 is linked with pride and with sudden changes that break down the old so that something new can be built. The theme is humility and resilience after a loss.
19: power and responsibility: The tradition links 19 with power and independence. The theme is how a person uses their strength and whether they can accept help.

More: Karmic Debt Numbers: Recognition and Management.

Questions

What is a karmic number and how is it calculated?

The karmic numbers (also called karmic debt) are 13, 14, 16 and 19. They appear as an intermediate sum when the numeric values of the letters in a full name are added up. If the letters add up to 16 before the reduction to 7, that 16 is a karmic number. In the numerology tradition they mark unfinished themes the person works on in this life.

What do the four karmic numbers (13, 14, 16, 19) mean?

In the tradition 13 is linked with work and discipline, 14 with moderation and limits, 16 with pride and change, 19 with power and responsibility. Each of them is a theme a person works on.

How is the number of the name calculated?

The number of the name is the Expression number: the sum of the values of all the letters of the full birth name, reduced to one digit or to 11, 22 and 33. The vowels give the Heart’s Desire number, the consonants the Personality number.

Further

More numerology

The interpretations follow the numerological tradition, for education and entertainment. They do not replace professional advice.